Do you plan to live or work in another country? Maybe you're a new resident of Canada or just returned after spending time abroad. Whatever the situation, you may not have coverage under a government health insurance plan. Meanwhile, anything can happen, including an unexpected illness or accident.
With travel insurance from The Co-operators, you can choose between the Basic Plan, with a policy limit of $100,000, and the Select Plan, with policy limits of $500,000 or $1 million. You can also choose worldwide coverage, including the USA (in US currency) or excluding the USA (in Canadian currency).
Basic Plan
- Hospital & Medical Coverage: Up to the amount of insurance purchased for hospital accommodation (semi-private) and medical services, plus prescription drugs or medications (maximum 90-day supply).
- Accidental Dental: Up to $3,000 for treatment or services to whole or sound natural teeth which are damaged by an accidental blow to the face.
- Dental Emergencies: Up to $500 for treatment to relieve acute dental pain, other than provided under Accidental Dental, and up to $500 for dental surgical procedures performed in a hospital.
- Act of Terrorism: If you sustain a loss from an act of terrorism that is covered under this plan we will pay up to an aggregate limit in Canadian dollars.
- Routine Examinations: Up to $200 for one routine annual examination by a licensed physician, plus one routine, annual eye examination by a licensed optometrist.
- Maternity Benefit: If the expected delivery date is more than 10 months after the policy start date, 80% of the medical costs for the insured mother will be covered (to a maximum of $25,000).
Select Plan
Includes the benefits listed under the Basic Plan as well as the following:
- Accidental Death & Dismemberment: Up to $10,000 for accidental loss of life, limb or sight.
- Transportation of Family or Friend: Up to $3,000 for round-trip economy transportation to bring a family member or close friend to your bedside; up to $1,000 for additional reasonable costs.
- Attendant: Up to $500 for an attendant (not related to you) to care for your insured travelling companion (under age 18, or reliant on you for assistance), if you are hospitalized for 48 hours or more.
- Vaccinations: Up to $100 annually for required vaccinations.
Coverage is available for anyone over 15 days of age who is in good health and not eligible for benefits under a Canadian government health insurance plan.
You must be one of the following:
- a Canadian citizen residing outside of Canada
- a Canadian citizen returning to Canada and awaiting coverage under a government health insurance plan
- a non-Canadian citizen residing in Canada
- a non-Canadian citizen residing outside your country of origin while employed by a Canadian company
Note: This information is an illustration only. Travel insurance does not cover everything. For the complete terms, conditions, limitations and exclusions please see the policy wording online or refer to your policy booklet.
Co-operators Travel Insurance is administered by TIC Travel Insurance Coordinators Ltd. and underwritten by companies within The Co-operators group of companies.
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